Grow Effortlessly. Build Profitably.

Reach out to request a profitability model to assess your earning potential.

  • “As a small bank, we do not have the staff to make an SBA loan without outside help; this is where Total SBA comes in.  Every interaction I have had with Total SBA has been positive, with their staff being the most helpful and knowledgeable of any I’ve worked with.”

    — CEO, client bank in Texas

Join the SBA Referral Program

Not ready to build your SBA portfolio yet? Through our SBA Referral Program, you can still offer small business loans, increase depository relationships, and grow profitably. We can show you how.

Business meeting with a smiling man in a suit and the text "Grow and Retain More Customers."

Total SBA has streamlined our SBA loan processes significantly. The support they provide allows our team to focus on our core business while they handle the complexities of SBA lending. We couldn't be happier with our decision to work with them.

CEO, Client bank in California

SBA LENDING TODAY

Promotional graphic for "SBA Lending in 2025" report by Total SBA with a professional man in a suit standing.

Is your institution efficiently leveraging the SBA 7(a) program? Now is the perfect time explore this powerful lending tool. SBA 7(a) provides institutions with a way to expand lending capabilities, attract new clients, and generate fee income—all while minimizing risk through the SBA’s guarantee. Our "SBA Lending in 2025" report has market data, industry snapshots, statistics, and key takeaways. Get your copy now.

SBA Outsourcing Done Right.
Because Accuracy & Compliance
Matter Most.

 

Nationwide, Leading SBA Lender Service Provider

Total SBA is your solution to exclusive SBA outsourcing capabilities. As the nation’s premiere SBA lender service provider, our expertise and ability to help financial institutions grow their revenue generation channels is unrivaled.  We understand the importance of providing white glove service dedicated to lender success, which is why accuracy and compliance are of top priority.

SBA-Icons-01.jpg

Grow

Build and improve your SBA operations profitably and efficiently.

SBA-Icons-03.jpg

Empower

Give your customers better service and more finance options.

SBA-Icons-05.jpg

Secure

Increase compliance standards for SBA guarantee protection.

SBA-Icons-04.jpg

Generate

Earn revenue and fee income immediately without incurring overhead costs.

Offer your customers the benefits of SBA lending while strategically improving and growing your institution’s revenue streams. Our expertise and business model is designed to enhance your existing operation, build efficiency, and help you generate profits even if you only do one loan per year.

Watch our 2-minute video and learn how to get a dedicated SBA loan department without adding overhead costs.

Discover how to profitably grow your SBA lending operation with Total SBA.

Learn about our SBA outsourcing services.

SBA Lender Service Provider, offering individual service support to help guide you through fluctuations in production. Save money by outsourcing just the part of the process you actually need help with, when you need it.

Capabilities
  • Blurred image of a conference room with large windows and chairs around a table.

    Our Services

    Total SBA is a nationwide SBA Lender Service Provider, supporting lending institutions with back-office support for SBA loan processing, underwriting, and funding. We can also help with sourcing small business loan opportunities in your footprint and even sell the loan on the secondary market for you. Learn more about us today.

    Our Services
  • Blurry silhouettes of people in a professional setting

    Meet Our Team

    Our team is comprised of industry experts who specialize in small business lending. Together we have over 100 years of combined finance and lending experience making us an SBA Lender Service Provider with vast expertise. We’re ready to help you generate more revenue through SBA loan financing which ultimately gives your bank the ability to serve your clients better. Talk to us about your needs today.

    Meet Our Team
  • Careers at Total SBA. Join a winning team and advance your career in an exciting field.

    Resources

    As a SBA Lender Service Provider, we pride ourselves on not just supporting our clients, but providing vital education as well. Learn more about Small Business lending from the experts. Our Resources page pulls together information and articles about solutions and best practices in SBA financing.

    Read articles now

Want to increase your bottom line?

Total SBA offers outsourcing support as a nationwide SBA Lender Service Provider. Whether you need help with underwriting or servicing your SBA loan portfolio, we have a tailored solution to meet the unique needs of your institution. Reach out now.